Planned Giving

PLANNING A GIFT FOR THE FUTURE

Contribute to Vianney’s future by planning for a special kind of gift. Although cash contributions to Vianney are always appreciated, there are other creative and flexible options that can benefit you and Vianney. You can help ensure Vianney’s future by creating a trust while you are living or by including Vianney in your will.

Appreciated securities are an excellent way of funding many of these gifts, often unlocking greater income while eliminating, or at least reducing, capital gains tax.

Donors who contribute through a planned gift or make a provision for Vianney in their estate plans are eligible to join The Griffin Society.

The Griffin Society

The Griffin Society is made up of individuals who support St. John Vianney High School. They have either endowed their gift or created a planned gift through a charitable trust, charitable gift annuity, life insurance policy, bequest or retirement plan designation.

Each fall, in the spirit of celebration and recognition, the Griffin Society members are invited to the school for a special dinner in their honor.

By joining the Griffin Society, you have created a legacy to live beyond your lifetime. Your gift indeed makes a difference to the school, our programs and services, and most of all, to our students.

To learn more about the Griffin Society, contact Pete Cerone, Director of Institutional Advancement at: (314) 965-4853 ext. 118 or via e-mail at:pcerone@vianney.com. He will be happy to assist you in selecting the vehicle that will both meet your wishes and benefit St. John Vianney High School in the future

Bequests

One of the simplest ways to support Vianney’s future, a bequest provides a gift for Vianney in your will.

Charitable Gift Annuities

An agreement between you and St. John Vianney High School that provides you with regular fixed payments annually (an annuity) for life in exchange for transferring assets to Vianney.

Charitable Remainder Trusts

An agreement between you and a trustee that can provide fixed or variable income to meet your specific financial needs, at the termination of which the remaining assets are passed to Vianney.

Charitable Lead Trusts

An agreement between you and a trustee that provides income to Vianney for a period of years, at the end of which the trust property typically passes to an heir.

Retirement Assets, Life Insurance, Real Estate

You may wish to make Vianney the beneficiary of a policy.

Planned Giving Calculator

Use Vianney’s Planned Giving Calculator to provide you with an illustration of the income and tax benefits to which you may be entitled if you make a planned gift to benefit St. John Vianney High School.

Planned Giving Glossary

Provided here are definitions of some financial words and phrases that are used when talking about Planned Giving:

Annuitant

One who receives annual fixed payments from an annuity

Annuity

A fixed sum payable annually

Appreciated securities

Stocks and/or bonds that have increased in value since they were acquired

Beneficiary

The person named to receive the income from, or remaining assets of, a trust

Bequest

A gift through one's will

Capital gains tax

The tax imposed upon profits realized from the sale of financial assets that have increased in value since they were acquired

Codicil

An addition to a will that either modifies it or revokes part of it

Gift tax

A tax imposed on someone who gives money or property to another person without compensation

Irrevocable gift

A gift that cannot be annulled, undone, or changed

Mutual fund

An investment company that invests the money of its shareholders in a diverse group of securities of other corporations

Present value

The value, in today's dollars, of assets to be received at some future time

Principal

The initial sum invested or borrowed, or the remainder of that sum after payments have been made

Real property

Immovable property; land, together with all the property on it that cannot be moved, together with any attached rights; often referred to as "real estate"

Retained life estate

The right to use property for life (usually a residence or a farm) after contributing the remainder interest to a charitable institution

Retirement accounts

Qualified plans like IRAs and 401(k) accounts that permit individuals to accumulate savings tax-free for retirement

Tangible personal property

Includes movable objects (e.g. china, books, cars, clothes, art, etc.) but does not include land, buildings, or other forms of real estate (real property - see above), or stocks, bonds, copyrights, cash, or other "intangible" personal property

Trust property

Property held in trust by one person (trustee) for the benefit of another (beneficiary)

Variable income

Payments received on a regular basis that are subject to change, not fixed